Wendy Golding (407) 299-1888 Email Wendy
Real Estate Orlando Florida Luxury Homes Agent We Offer the Dream

First time home buyer down payment assistance

Attention First Time Home Buyers.   We work with Orange County Housing Authority to obtain the best program for you. Money is available NOW! We can help you obtain down payment assistance in Orange, Seminole, Osceola and Lake County. Contact us for all the details. Let us help you, in reaching your goal of home ownership today.


Contact Alberto for Down Payment assistance

Alberto Soto

Alberto Soto

Senior Loan Officer
Phone: 321.663.4525







As a fresh face with Embrace Home Loans, Alberto Soto is eager to share his knowledge with our team and learn from his peers.

He joined our team in March 2012 as a Senior Loan Officer in our Maitland, FL retail branch.

Alberto diligently works to originate mortgage loans from realtors, past clients and referral sources.

He keeps his customers informed every step of the way as he knows this can be a confusing process.

Alberto has an extensive history in finance; working with Metlife Home Loans and Urban Trust Bank Prior to joining the Embrace team.

Due to his hard work he has received the top achiever award as well as recognition for having 100% customer satisfaction

three years in a row. Alberto is a Board Director/Treasurer for AACC (Asian American Chamber of Commerce of Central Florida and

is a member of NAHREP (National Association of Hispanic Real Estate Professionals. 

He received his BA from Towson State University in Business Administration and is a certified tax preparer from the IRS since 2010.

Alberto was born and raised in Lima, Peru. He currently resides in Winter Springs, FL. In his spare time he likes to keep up on his

physical fitness, playing tennis and cooking. 


Branch: Florida - Maitland, 485 North Keller Road, Maitland, FL 32751

Alberto Soto, NMLS# 422848 , is employed by Embrace Home Loans and is licensed in: 

Contact Us

Scott Direct (407) 427-4763

Wendy Direct (407) 470-3894


Scott & Wendy Pagano
(407) 427-4763(Office)
(407) 470-3894(Other)
(407) 427-4763(Cell)
(407) 386-6350(Fax)

Orlando, Florida
United States

Wendy Golding
(407) 299-1888(Office)
(407) 470-3894(Cell)

orlando, Florida
United States